Terms of Service

These Terms of Service govern your use of BankableIQ. By using the Services, you agree to the terms below. If you do not agree, do not use the Services.

1. 1

   Agreement

   By using bankableiq.io, join.bankableiq.io, checkout.bankableiq.io, the BankableIQ platform, portal, courses or community ("Services"), you agree to these Terms. If you do not agree, do not use the Services.
2. 2

   Who we are

   The Services are operated by BankableIQ ("BankableIQ", "we", "us"), Dallas, Texas.
3. 3

   Eligibility

   You must be 18 or older and able to enter a binding contract. If you use the Services for a business, you confirm you are authorized to bind it.
4. 4

   Memberships and billing

   Capital Connector: $1 today, then $97 per month starting month two. Certified Capital Advisor: $297 today, then $197 per month starting month two. Bankable Growth System add-on: $197 per month. Bankable OS Partner: priced on a scheduled call. Subscriptions renew automatically each month until cancelled. You authorize us to charge your payment method on each renewal. Cancel anytime from your portal or by emailing support@bankableiq.io; cancellation stops future charges and access ends at the close of the paid period.
5. 5

   Refunds

   Refunds follow the 60-Day Success Guarantee terms presented at purchase. Otherwise, fees already paid are non-refundable.
6. 6

   Commissions

   Commission rates, hold periods and payout rules are set in the BankableIQ affiliate program and your member agreement. Commissions are earned only on fees actually collected, after the hold period, and may be reversed for refunds, chargebacks or fraud.
7. 7

   Your account

   Keep your login secure. You are responsible for activity under your account and for the accuracy of information you submit, including client information.
8. 8

   Acceptable use

   No unlawful, deceptive or abusive use; no misrepresenting yourself as a lender, BankableIQ employee or licensed professional you are not; no sharing logins; no scraping, reverse engineering or reselling the platform outside an approved co-brand agreement.
9. 9

   Client data

   You may only submit client information you are authorized to share. You are responsible for obtaining any consent required from your clients.
10. 10

    Intellectual property

    The platform, content, courses, scan methodology, trademarks (including Bankable, BankableIQ, Bankable OS, Bankable Blueprint, Bankable Growth) belong to BankableIQ. You receive a limited, non-transferable license to use them while your membership is active.
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    Third parties

    Funding decisions are made by independent third-party lenders and funding partners. We are not responsible for their decisions, terms or performance.
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    No guarantee of funding

    Submitting a client does not guarantee approval, amount, rate or timing.
13. 13

    Disclaimer

    The Services are provided "as is" and "as available" to the fullest extent allowed by law.
14. 14

    Limitation of liability

    To the fullest extent allowed by law, our total liability for any claim is limited to the amount you paid us in the 12 months before the claim. We are not liable for indirect, incidental or consequential damages.
15. 15

    Termination

    We may suspend or end access for violation of these Terms.
16. 16

    Governing law

    Texas law governs these Terms. Disputes will be resolved in the state or federal courts located in Dallas County, Texas.
17. 17

    Changes

    We may update these Terms; the effective date above will change and continued use means you accept the update.
18. 18

    Contact

    support@bankableiq.io